The best investment these days is refinancing your debt

The stock market is up and down, giving back gains as fast as it makes them; real estate values are in the tank; Treasury bond yields are meager at best and interest rates on bank deposits are floating somewhere between squat and zilch. So what's your best investment? Try refinancing your debt.

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Transferring a balance to a lower-rate card can gain you protections offered by the CARD Act.

Five Questions About: Credit cards

Is it true credit card deals are getting better? Yes, consumers are benefiting from renewed competition in the market, with the length of interest-free promotional periods at record highs.

Pets ordinance bill

Introduced by the Council President at the request of the Mayor:   ORDINANCE 2010-527 [substitute] AN ORDINANCE CONCERNING ANIMAL CARE AND PROTECTIVE SERVICES (ACPS); AMENDING CHAPTER 111 (SPECIAL REVENUE AND TRUST ACCOUNTS), PART 4 (ADMINISTRATIVE PERSONNEL AND CODE REGULATION), SECTIONS 111.450 (SPAY AND NEUTER REBATE TRUST FUND) AND 111.455 (ANIMAL CARE AND CONTROL TRAINING AND VETERINARY ...

Questions Of Cash: 'My memories of US road trip are soured by hire-car crash'

Q. After finishing studying in the US I treated myself to a West Coast road trip, hiring a car from Hertz at Los Angeles airport. I paid $117 (£76) for rental car protection and $168.35 (£109) as a Liability Insurance Supplement. At Huntington Beach I was hit from behind while stationary at a red light. I immediately notified the police, obtained a witness statement confirming I was not at fault ...