Roseman: Here’s the scoop on your credit score

If you want the best credit rates, check out a three-digit number that tells lenders whether or not you’re a good risk.

Money Talk: Is graduate school worth borrowing for?

Also: Free credit scores are almost impossible to find, and an elderly debtor has some choices. Dear Liz: As a student I was not aware of finances as much as I should have been and borrowed too much. I have about $60,000 in student loan debt plus an $11,000 car loan. I am contemplating going back to school because the job I really want — to be a counselor — requires that I have a master's degree ...

401(k) loans can put future at risk

The days of using your house as a piggy bank are over, and it's harder to get a consumer loan these days. So where are Americans turning to finance college, buy cars and get credit card companies off of their backs? Their 401(k) plans.

Fannie Mae tries to stimulate market for foreclosed homes

The mortgage giant quietly launches the HomePath program, which offers subprime-era terms for buyers: minimal down payments, no appraisals, no mortgage insurance and lower minimum credit scores. If you're a buyer with little cash or a small-scale investor looking for a deal on a foreclosed house, a little-publicized national lending program could be just what you need this fall.

5 things to know before buying credit life

Credit life insurance is for borrowers of auto or mortgage loans. But is it worth the cost?